There is more financial information out there than I have time to mention.
Despite the plethora of resources presently circulating, people still struggle.
Marriages end over finances.
College students take on debt they struggle to pay off.
National consumer debt is at an all time high.
None of this is news to you because this is your story. You have the app. You took the class, but you still struggle. Why? It’s because all of those tools only work on the outside. They don’t fix what is broken inside.
Our real problem is a collective inability to say “no” now so that we can say yes later.
We want what we want and we want it now. This mindset creates more financial hardship than any other. Budgets are important, apps are helpful, and financial counseling is great, but none of those will fix your endless need for more.
Using financial tools before fixing what’s broken with you is like painting a rusted pipe. Eventually the paint chips away and the rust shows through.
So what should you do?
Pray for contentment.
It’s time to do some soul searching with God. You most likely don’t have a income problem. You have a spending problem.That problem is the result of a lie being repeated in your mind that says, “When I get more, I need more, and when I have more, it’s not enough.” What is forcing you to accept this lie?
Pray for contentment. Seek peace in our Savior and stuff becomes less of a priority.
Say no so that later you can say yes.
As you grow into contentment, start practicing the art of saying “No!” It’s a magical word with the ability to save you thousands over the course of your life.Proverbs 21:20 says, “The wise store up choice food and olive oil, but the fools gulp theirs down.” Meaning wise financial people know how to limit their activity now, while fools are only interested in instant gratification.
The wise knowns that if I say no now I can have even more later. Learn to be content and wise with your money. The first step on that journey happens when you say, “No”.
Have less so others may have more.
The church exploded onto history for three reasons, Jesus rose from the dead, the work of the Holy Spirit, and the radical generosity of the church. This is from Acts 2, the very first church.
“All the believers were together and had everything in common. They sold property and possessions to give to anyone who had need. ” Acts 2:44-45
As Christians our discontentment not only robs our joy but it steals other people’s blessings. This means we must slow down our purchases, tighten our budget, and increase our generosity.
The first century church thought, “Jesus’ generosity changed my life. Now I must extend that same generosity toward others.” Let’s adopt that mindset and become radically generous.
Here me out before this is finished and you resume normal life. This article is not intended to be a guilt trip. Quite the opposite. My prayer is that you find contentment with the blessings God provides for you, and in that contentment you enjoy life more fully.
Why do you think contentment is such an issue when it comes to finances?
Comment below with your thoughts.